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FINANCING OPTIONS
Affordable HVAC Financing
Flexible financing to make your HVAC upgrade affordable with convenient monthly payments.
Choose Your Financing Program
All programs offer 0% APR — select the one that matches your situation.
For NJ Natural Gas (NJNG) Customers
Not sure? Check your utility bill — your utility company is listed at the top.
NJ Natural Gas SaveGreen
- 0% APR — no interest, ever
- Up to $25,000 interest-free
- On-bill repayment — paid on your gas bill
- Rebates up to $3,650 reduce what you borrow
For JCP&L Customers
Not sure? Check your utility bill — your utility company is listed at the top.
JCP&L Energy Efficiency
- 0% APR — no interest, ever
- $2,500–$35,000 available
- 36–120 month flexible terms
- Example: $139/mo for $5,000 / 36 months
For Businesses
SaveGreen Direct Install
Up to 80% of upgrade costs covered
- Up to 80% incentive on qualifying projects
- 0% APR On-Bill Repayment Program
- Covers HVAC, refrigeration, and LED lighting upgrades
- Available for small to mid-sized NJ businesses
- Program valid through June 30, 2027
Why Finance Your Upgrade?
Affordable Payments
Low monthly payments that fit your budget.
Instant Savings
Energy savings start immediately.
Quick Approval
Fast approval with flexible terms.
Ready to Get Started?
Contact us to learn about financing and get a free estimate.